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Homeowners and Renters

Homeowners and Renters Insurance Services

• Free Quotes

• Established 1992

• Discounts Available

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Find the Best Insurance for Your Home

Your home is probably your most valuable asset. Not only is much of your wealth tied up in your property, but your home is where the most important moments in life happen. Your home deserves the best insurance options in Sandston, VA.


Keen Insurance can help you find the right insurance for your home. We'll work with you to assess your needs and budget. Then, we'll offer a range of options for you to consider. Our insurance options include all the coverage you need.


  • Condos
  • Dwelling fires
  • Earthquakes
  • Home businesses
  • Personal umbrella
  • Scheduled personal property
  • Personal package


At Keen Insurance, you can be confident that your home is in good hands.

Keep Your Assets Safe With Rental Insurance

Even if you don't own your home, you still need protection. Too many people make the mistake of not securing rental insurance. You could be putting yourself at risk.


Insurance for renters protects you in case of property damage or property loss. This means you'll be protected if your property is damaged to stolen. Although your landlord should have coverage that protects the building, that coverage does not protect your belongings. If there's a fire or flood, you could still lose everything.


Rental insurance is relatively affordable, and we'll help you find the best policy for your needs. Talk to the experts at Keen Insurance today.

Turn to an Insurance Company You Can Trust

For the team at Keen Insurance, it's not just about selling insurance. It's about helping meet your needs with every policy. We take a personalized approach to selling insurance, and we take the time to know you and your needs to provide better service.


That's how we've operated since 1992. We're a local, family-owned company, and we have over 30 years of experience. We have a vast range of insurance options, and we look for new ways to help you save with bundling discounts, good student discounts, and more. We have the experience you need and the service you deserve.


Get a free quote when you call now. At Keen Insurance, we can have your quote ready within minutes.

Save on the Coverage You Need

Call now for a free quote on insurance for your home.

(804) 322-7272

(804) 322-7272
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I can truly state that my encounter with Keen Insurance was absolutely a great experience. I was referred by a friend of mine, who highly recommended Kari Smith to me. The professionalism, approach, and detailed explanation of purchasing coverage for my business, my home, and auto were far better than other insurance companies I had spoken to before. On a scale of one to 10, I most definitely give Kari Smith and her agency a 10. I would recommend anyone to Keen Insurance as it is worth your time because you most definitely will save money.

- Lushan P. in January 2017

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