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About

About Keen Insurance

• Free Quotes

• Established 1992

• Discounts Available

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Insurance doesn't have to be stressful or impersonal. If you're tired of paying too much for coverage that does too little, then it's time to talk to Keen Insurance. At Keen Insurance, your insurance needs are our top priority!


We know how hard you work, which is why we believe you deserve a personal, one-on-one insurance experience with a reputable agency. You deserve an agent that's really on your side, who will look beyond the surface to evaluate all aspects of your insurance exposures and risks.


By taking this approach, we make insurance less complicated. We'll break down your coverage step by step. This way, you'll not only have the best coverage for your needs and budget, but you'll also have a better understanding of your coverage. This can give you unprecedented confidence that you and your business are in good hands.


Ultimately, our mission at Keen Insurance is to provide you with the experience you need and the service you deserve.


Kari Keen Smith

Owner

Kari Keen Smith is a mother of three and a hard-working businesswoman who passionately gives back and serves the local community. She actively participates in various urban outreach ministries and community projects aimed at helping the underprivileged.


Kari possesses 30 years of experience. She specializes in writing business insurance policies for companies across Virginia. In fact, she's known across the state as the top business insurance specialist. She has written more than $15 million in insurance premiums.

She is certified with the following designations:


  • Construction risk and insurance specialist
  • Accredited advisor of insurance
  • Certified professional insurance agent
  • Certified insurance counselor
  • Virginia property and casualty insurance license


You can be confident that when you do business with Kari, you're more than a number. Welcome to the team! Call now for a free quote and ask about our discounts!


Our Community Outreach

Our Policy of Giving Back

Keen Insurance has been the team you can trust for insurance since 1992. That's not all we do, however. Thanks to the leadership of our owner, Kari, we don't just exist to serve ourselves. Instead, we are committed to serving others in Sandston, VA and beyond.


We strive to make a positive difference in the lives of others. We observe the needs of our community and offer proactive solutions that make a positive impact.


Anyone can reach out to us to help whether they are a client of ours or not. We're available via phone or email. We welcome your help with any of our featured community outreach projects.


If you're one of our clients, you will automatically be part of our community outreach. Every client will have the opportunity to select the outreach projects they would like us to donate to in their name. Keep reading to learn about our current outreach projects.


Risen Army Ministry

Risen Army Ministry is an outreach ministry started by friends and family who want to spread the love of Christ. The ministry serves Woodland Crossing and Lafayette Gardens, two neighborhoods in the Richmond, VA area. The goal of Risen Army Ministry is to meet the most basic human needs while showing love and compassion to those in need.


Every month, Risen Army Ministry serves a free meal, gives away clothing, and offers household items to residents. The team works to build relationships with the families in these neighborhoods in hopes that they will come to know the love of Jesus.


Risen Army Ministry welcomes diverse people to come together to serve the community by being the hands and feet of Jesus. They believe that by working together, we can bring real hope to the less fortunate and make a difference in the lives of these families.


As the Bible says in 1 John 3:18, "My little children, let us not love in word, neither in tongue; but in deed and in truth." Ask us if you'd like to know more about Risen Army Ministry.


Liberation Veterans Service

At Keen Insurance, we're also proud to support Liberation Veterans Service. LVS is a foundation with a vision to "end veteran homelessness while offering the dignity and respect that veterans deserve." They believe that veterans should be offered the resources and support they need to be free from the threat of homelessness.


To accomplish this, LVS assists veterans with a range of needs. This includes addiction services, financial counseling, mental health treatments, job support, and pursuing permanent housing. LVS professionals work with each resident to determine their specific barriers to independent living. Then, they work with them to overcome those barriers.


LVS has a high success rate for veterans who are being placed in housing. Through consistent support and ongoing respect, LVS can help veterans live better lives.


LVS currently needs paper goods, toiletries, and more. You can drop these items off at Keen Insurance. We are proud to serve as a collection site.


About Us

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